It’s been A LONG time since I have applied for a travel airline card. My first airline card was a Delta AMEX that I have had for about 8 years. I remember the sign up bonus was to make one purchase and receive 25,000 miles. Easy! Since traveling more international, I have realized a lot of places don’t accept AMEX. I receive tons of offers in the mail for hotel and airline. One caught my eye, the Southwest Airlines Chase credit card! The offer was to spend 2,000 in 3 months and receive 50,000 points. Current offer as of June 2017 is 40K points in 1K spend in 3 months.
Annual Fee of $99 but you receive 6,000 miles on Card member anniversary, compare this to actually purchasing $6,000 miles which is $165.00
Earn unlimited points that don’t expire as long as you maintain activity from flights or partners every 24 months.
2 points per $1 spent on Southwest Airlines® and Rapid Rewards® Hotel and Car Rental Partner purchases.
1 point per $1 spent on all other purchases.
No foreign transaction fees on purchases made abroad.
Fine Print: “Purchases” do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.
The interest rate is very high (as most loyalty cards are). I wouldn’t advise getting this card unless you can pay off the balance in full.
I was able to meet the 2,000 in 3 months by using the card to pay most bills and I pay the balance as soon as due. I paid attention to the billing cycle dates as I was told it could take 6-8 weeks before points to post. Although I received the card in November of 2015, I did not use the card until Jan. I wanted all points to post in 2016 as I attempt to earn a companion pass with 110,000 points. Apparently this could be achieved with opening a consumer and business card to get two 50,000 offers but I’m pretty sure I wouldn’t have spent 4,000 in 3 months.
As I made the final purchase before the last day of the billing cycle, to my surprise the 50,000 miles hit the next day + the $1 per 2,000 spent. What I didn’t realize is the 50,000+ miles counts toward companion pass (pass for a full year for a designated person to travel with you) but does not count towards tier status. 🙁
This card is not for everyone. I don’t advise unless you can pay off ASAP so you don’t incur interest. It would be advantageous if possible to meet the minimum spend as soon as possible and at the beginning of the year I don’t see this offer advertised on their website anymore but if you are interested apply. What are some great travel credit cards that you have got a lot of bang for buck? Comment below!
A year later, read the latest of my quest to 110K Southwest points and ROI analysis of the card and program!
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